According to a 2006 consumer survey conducted by the U.S. Travel Insurance Association (UStiA) More than 70 percent of all cruise passengers buy travel insurance,. UStiA also claims that people are more likely to buy insurance when there are considerable pre-paid, non-refundable expenses, and when they want protection from unforeseen events. All of these factors are considerations when planning a cruise or vacation package.

With cruise vacations on the rise, travel insurance policies are being altered to address the specialized needs of cruise passengers. These policies include the standard protection such as trip cancellation / interruption, medical and evacuation coverage; however they may include additional coverage such as "missed cruise connection."

Cruise Planners, offers our clients insurance from TravelSafe, M.H. Ross  and Access America. These companies specialize in travel protection plans which include trip cancellation and interruption, medical coverage and transportation, baggage coverage and delay, travel delay, missed connection, 24-hour hotline, some offer additional “Cancel for ANY Reason” coverage, Hurricane Coverage and more.